I stumbled across the bare foot investor book and decided to read it. It made budgeting less stressful and easy for us to get on top off our bills that were behind and debt that was accumulating fast.
I used to spend hours with trying to use a spreadsheet or pen and paper to get the most of out of our money.
Fast forward 2 years (after reading the book) and we are now completely debt free. We have now started saving money towards a house deposit and started taking the kids out to events like show’s and movies and playgrounds like chipmunks.
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