How to save for Christmas

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These are my tips for saving for Christmas and I follow these steps to ensure the money is there before Christmas.

  1. Set up a bank account some banks have a Christmas club account which you can’t access between February and November.
  2. Set up an auto payment from your paycheck, centrelink etc.
  3. I like a visual to keep track of where I’m up to and make it fun so I don’t get bored.  I like doing the 52 week challenge. 52 week challange
  4. I use woolworths everyday rewards and have the points set on save for Christmas. Last year (2018) I ended up with $100 worth of points so 1 free shop for us. It will vary from person to person.
  5. I also collect flybuy points and keep them until Christmas time and use them for the same reason as above.

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