How to start a budget

The first thing I do each month is to write down all the bills that are due that month.

Step 1: Write down all income coming in. This includes all salary, centrelink payments (for those that are in Australia). You can also include child support payments if you like. (I don’t have to worry about this).

Step 2: Write down all bills and debts that need to be paid for that week/fornight until next pay day.

Step 3: Subtract the income from the bills

Step 4: I use the leftover money from bills to buy fuel and food for my family. This includes nappies and wipes with the food shopping.

Step 5. Any money leftover I put into a online savings account.

These are the steps I take so my family’s bills are paid and food on our table each week.


  1. I’ve been browsing online more than 3 hours today, yet I never found any interesting article like yours.
    It’s pretty worth enough for me. Personally, if all website owners and
    bloggers made good content as you did, the web will be much more useful than ever
    before. I couldn’t refrain from commenting. Very well written! It’s the best time to make some plans for
    the future and it is time to be happy. I’ve read this
    submit and if I may I wish to recommend you some attention-grabbing issues or suggestions.
    Perhaps you can write next articles regarding this article.
    I desire to learn more issues approximately it!

  2. May I just say what a relief to find somebody who genuinely knows what they’re discussing on the web.
    You definitely understand how to bring an issue to light and make
    it important. More people really need to read this and understand this side of your
    story. I was surprised that you aren’t more popular
    since you surely possess the gift.

  3. hello!,I really like your writing very so much! share we be
    in contact extra about your post on AOL? I require
    an expert on this area to unravel my problem. Maybe that’s
    you! Taking a look forward to see you.

Leave a Reply

Your email address will not be published.