I stumbled across the bare foot investor book and decided to read it. It made budgeting less stressful and easy for us to get on top off our bills that were behind and debt that was accumulating fast. I used to spend hours with trying to use a spreadsheet or […]
1.Meal plan. 2. shop at home first, checking the cupboards, fridges etc for ingredients and veggies you already have. 3. Make a list and stick to it especially in tough weeks or months. 4. I like to stock up on meat and cupboard stuff when on special. 5. If you […]
These are my tips for saving for Christmas and I follow these steps to ensure the money is there before Christmas. Set up a bank account some banks have a Christmas club account which you can’t access between February and November. Set up an auto payment from your paycheck, centrelink […]
The first thing I do each month is to write down all the bills that are due that month. Step 1: Write down all income coming in. This includes all salary, centrelink payments (for those that are in Australia). You can also include child support payments if you like. (I […]
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